Your home is one of your most valuable possessions and probably one of the biggest investments you will make in a lifetime. When you decide to buy a home, you want to be sure the property will be yours and that no one else will have any liens, claims or other interest in your property, except for your mortgage if you need one.

When you purchase a home or other real estate, you actually acquire title to the property. The title could be limited by rights and claims asserted by others which could limit your use and enjoyment of the property as well as bring financial loss.

Protection against these problems with title is available through a unique coverage known as title insurance. Unlike other kinds of insurance that focus on possible future events and charge an annual premium, title insurance is purchased for a one-time payment and is a safeguard against loss arising from hazards and defects already existing in the title.

If a title problem is discovered later – even decades later – your title insurance company will resolve the problem and, if necessary, pay for a lawyer to defend your title claims. It’s all about protecting your property… and protecting your piece of mind.